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Protecting yourself against the impact of wage garnishment

Louisiana readers know that the impact of debt can reach into many areas of life. When you are behind on your payments and have no hope of catching up on your own, it is more than just an inconvenience. It can lead to stress and confusion as creditors start calling, you receive notice of collections and more. One of the things you may have to deal with is wage garnishment.

Why would you choose Chapter 13 bankruptcy over Chapter 7?

Louisiana readers know there are many challenges that come with facing overwhelming debt. From the constant phone calls from creditors to dealing with the threat of foreclosure on your home, you know that you need a way out, and that could come in the form of consumer bankruptcy. If you have made the decision to seek relief by filing for bankruptcy, you will then have to decide if Chapter 7 or Chapter 13 is the best choice for you.

Taking measures to increase your safety as a pedestrian

Every motor vehicle accident has the potential to end in disaster, perhaps especially those that involve pedestrians. With a significant reduction in protection among other modes of travel, if you choose to travel via the sidewalk, you might have some concerns about your safety.

Method to check for Chapter 7 eligibility

Before people in Louisiana or elsewhere can pursue bankruptcy filings, they have to know for which type they qualify. There a big difference between the two bankruptcy options used for personal debt relief. With Chapter 13, one still has to repay creditors. A Chapter 7, however, can completely clear certain debts. No court is going to allow you to have your debts discharged if you really do have the income to pay back creditors.